In today’s mail I received an undated letter titled Final Notice to create urgency. Its heading only says Home Warranty Division, Private & Confidential and does not identify either the organization or their mailing address. (And there was no return address on the envelope, which was mailed from St. Louis, Missouri).
The message is:
“RESPONSE TO THIS NOTICE REQUESTED
Attention: Richard Garber
It is important you contact our office at 1-888-413-5452 upon receiving this notice to avoid any unnecessary delays in your coverage before 4/10/2026. This notice is to inform you that the Home Warranty for your property in Boise, ID may be expiring or has already expired. Our records indicate that you have not contacted us yet to get your Home Warranty up to date. Please call immediately as this will be our final attempt to notify you about activating your Home Warranty.
Failure to call and prevent a potential lapse in coverage could result in you being liable for all costs associated with any home repairs. However, you may still have time to activate a warranty on your home before it’s too late. No inspection will be required and final acceptance is subject to your ability to meet eligibility requirements. We reserve the right to revoke your eligibility for service coverage after the Expiration Date of 4/10/2026. Please respond immediately by calling 1-888-413-5452.
Sincerely, Vicky Mercer – Program Director”
Of course, I did NOT call her and give out any payment information. This message had previously been reported to the BBB [Better Business Bureau] Scam Tracker today, on March 19, 2026, and January 21, 2026, and at least five times in 2025.
My red letter cartoon was modifed from one at OpenClipArt.

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